PlatinumPLUS is a Limited Benefit Health Plan. The hallmark of the Plan is affordability and versatility, that is to say a multitude of benefit configurations and premium price points are available.  Premiums for employee only coverage can be as low as $2.00 per day and dependent coverage premiums are equally as attractive.  PlatinumPLUS is not a traditional major medical health plan, nor is it managed care. It may not fully cover serious illnesses or accidents that require extensive or intensive medical treatment.

PlatinumPLUS pays indemnity-based benefits for a covered injury (non occupational) or sickness. Again, PlatinumPLUS is not traditional comprehensive health insurance and should not be considered a substitute for comprehensive health insurance or major medical coverage as it is sometimes called.  It is designed to help and provide significant assistance to the vast percentage of American families that are either uninsured or under-insured.

Having pointed that out, PlatinumPLUS Plans are delivered at a far more affordable price than the traditional HMO and/or PPO major medical plans.  Because PlatinumPLUS benefits are fixed (scheduled) they are not generally subject to the typical spiraling yearly inflation that the nation’s healthcare industry has   continuously experienced.

We believe that PlatinumPLUS can be an immediate solution for those who cannot afford even the most inexpensive major medical plan.  With yearly industry inflationary pressures, this problem is growing ever larger. It is this population of families that PlatinumPLUS is designed to assist.

Employers of all types (sole proprietors, partnerships, corporations, associations, unions, governmental entities, et cetera) benefit in a number of collateral ways. The PlatinumPLUS Plans have a variety of funding options, the employer contributing to the degree they desire. Employer/employee relations can be materially enhanced. There is the potential to not only retain a greater percentage of employees but to also attract new and better-qualified employees. No question that a content and happy employee can be a more productive employee. Administration of PlatinumPLUS is amazingly simple for employers and employees alike.