Dear Employer:

You have been referred to us by your insurance broker (producer) or have, in some manner, found our web site.  Informationally, we market the products displayed on this site on behalf of the AIG Companies, the nation’s largest primary carrier and one of the highest rated insurers by A.M. Best Company: A+ (Superior) XV.  Parenthetically, AIG’s Program Administrator is American All Risk Benefit Insurance Services, Inc. (“AARBIS”).

We believe the products offered are not only very competitive but provide significant solutions to the Nation’s needs.  We hope you will take the time to familiarize yourself with the products offered; and, should you care to inquire, please click on ABOUT US, then on CONTACT US.  We will be pleased to answer any questions you might have.

We have segmented the site for Producers, Employers and Employees so that you need not spend your time reading sections that may not interest you.

We sell insurance products ONLY through insurance agents and brokers (producers), not directly to the public.  We can, however, offer you a choice of producers in whatever part of the country you live should you care to contact us.